研究生助学金
的 Office of 金融援助 awards 联邦直接贷款s to degree-seeking graduate students enrolled at least half-time (three credit hours). T在这里 is no gift assistance for graduate students awarded through the Office of 金融援助. Federal Direct PLUS Loans for 研究生 Students 和 私人贷款 are available to those needing additional assistance.
研究生 students who are studying abroad for credit with their program may be eligible to use loans for associated costs. Contact the Office of 金融援助 for more information.
请注意以下事项:
- Self-study primers in the Lacy School of Business carry no credit hours 和 are not aid eligible.
- Some graduate non-degree certificate programs may be aid eligible 和 may follow the procedures for borrowing as listed below. 详情请向你的部门查询.
- Currently, students pursuing the following non-degree programs are eligible for aid:
- Alternative Special Education- Mild Intervention Certificate
- 应用教育神经科学证书
- 医疗保健执业及管理证书
- 持牌心理健康咨询师证书
- 医师助理教师证书
- 战略传播证书
- 教师资格证(TCCOE)
提供经济援助 & 下一个步骤
的 提供经济援助 is a complete overview of the financial aid offered to students eligible to receive financial aid based on merit or need. 的 提供经济援助 also includes an average cost of attendance, 什么是用来确定经济援助资格. 一旦财政援助文件的审查完成, students will be notified via their 皇冠投注 email when the 提供经济援助 is available to view online at my.皇冠投注.edu. 的 提供经济援助 is not a bill or a statement of the student’s account.
Follow the steps below to ensure that all your aid will disburse to the student account in a timely manner.
研究生贷款的步骤
希望贷款的学生必须填写 F免费申请联邦学生援助(FAFSA)
- For the fall 和/or spring semesters, submit the FAFSA for the academic year (i.e. Fall 2023 和/or Spring 2024 use the 2023-2024 FAFSA).
- Fall 2024 和/or Spring 2025 use the 2024-2025 FAFSA.
- For the summer term, submit the FAFSA for the academic year preceding summer (i.e. 夏季2024使用2023-2024 FAFSA).
Students will receive an email when the 提供经济援助 is available to view on My.皇冠投注.
Carefully review your offer of financial aid 和 accept or decline the awards online at my.皇冠投注.edu using your username 和 password provided by the Office of 入学 to log in.
- 导航到 my.皇冠投注.edu 并点击 学生财务规划 在学术工具下.
- Select 首页 在顶部的导航栏中.
- 点击 审查/接受奖项.
- Follow all steps to review 和 accept or decline your financial aid awards.
联邦直接贷款信息如下.
If you accepted the 联邦直接贷款, navigate to 学生财务规划 主页.
- 下 收到您的资金，同时点击 Complete Subsidized/Unsubsidized Entrance Counseling 和 签署你的直接补贴/非补贴MPN.
- 你将被指导完成这两项 studentaid.政府. 您将使用FAFSA的FSA ID登录.
- All borrowers will also be required to complete the Annual Student Loan Acknowledgement (counseling) at studentaid.政府.
的 Office of Student Accounts publishes the electronic billing statements monthly as charges occur. 更多关于学杂费的信息, 计费流程, 付款计划, 和其他学生帐户服务 在这里.
If you need additional assistance to cover educational expenses, 皇冠投注 offers financing options to invest in your education. 皇冠投注的付款计划, 研究生联邦直接加贷款, 和私人教育贷款. More information on graduate loan options is available below.
研究生的融资选择
的 联邦直接贷款 is a long-term, low-interest unsubsidized student loan. Degree-seeking graduate students enrolled at least half-time (three credit hours) may be eligible to borrow up to $20,每年500.
- 学生需要提交FAFSA.
- 还款在毕业六个月后开始, leaving the University or enrolling less than half-time.
- 的 fixed interest rate for the Federal Direct 研究生/专业 Unsubsidized Loan adjusts each year on July 1. 指 studentaid.政府 的更新.
- For Direct 研究生/专业 Unsubsidized Loans disbursed between July 1, 2023和6月30日, 2024, 利率固定在7英镑.05%.
- For Direct 研究生/专业 Unsubsidized Loans disbursed between July 1, 2022年和6月30日, 2023, 利率固定在6英镑.54%.
- 的 origination fee for the Federal Direct 研究生/专业 Unsubsidized Loan is 1.057%.
- 的 origination fee for the Federal Direct 研究生/专业 Unsubsidized Loan adjusts each year on October 1. 指 studentaid.政府 的更新.
研究生联邦直接加贷款 is available to credit-worthy students pursuing a graduate degree. Grad PLUS Loans may cover educational expenses up to the cost of attendance minus all other financial assistance. Interest is charged during all periods, 和 the lender is the U.S. 教育部.
- Repayment begins 60 days after the loan is fully disbursed. Deferment options are available while the student is in school.
- 固定利率在每年的7月1日调整. 指 studentaid.政府 的更新.
- 7月1日之间首次发放的PLUS贷款, 2023和6月30日, 2024, 利率固定在8英镑.05%.
- 7月1日之间首次发放的PLUS贷款, 2022年和6月30日, 2023, 利率固定在7英镑.54%.
- 每年10月1日，发起费进行调整. 指 studentaid.政府 的更新.
- 对于10月1日之间首次发放的PLUS贷款, 2021年和9月30日, 2022, 发起费是4.228%.
- 学生必须完成 FAFSA 及申请“PLUS贷款” studentaid.政府.
- 的 Office of 金融援助 will process a PLUS Loan upon notification of credit approval.
- 的 主本票(MPN) must be signed prior to funds being credited to the student’s account.
- All borrowers will also be required to complete the Annual Student Loan Acknowledgement (counseling) at studentaid.政府.
- Students must be enrolled in a minimum of three credit hours to be eligible for the loan.
研究生 students may consider private loan options after exhausting opportunities from federal aid programs. 请参阅皇冠投注的私人贷款 融资方案网页 for more information about the available loan programs.
For 研究生 Certificate Programs that are not federal aid eligible, 学生可以使用私人贷款. Some Private Loan lenders, like Sallie Mae 和 PNC, allow borrowing for 研究生 Certificates.